ASSET ALL RISKS INSURANCE POLICY
FIRE AND FIRE MULTIRISK INSURANCE POLICY
ACTIVA’s Fire Policy is so flexible that whatever your needs, it can be tailored to suit them. This policy covers Business Premises (e.g. Factories, Shops, Offices, and Warehouses) and their contents against loss or damage by fire, lightning, and explosion.
The fire policy can be extended to cover special perils like earthquake, storm, flood, impact, overflowing of water tanks, etc.
THEFT AND BURGLARY INSURANCE POLICY
This policy provides cover for loss of or damage to property by theft following forcible and violent breaking into or out of your Commercial, Business or Private premises or any attempt there at.
GLASS INSURANCE POLICY
This is also a special policy that covers loss or damage. It is ideally suited for all business establishments that have plate glass installed in their business premises such as showrooms, shopping complexes, restaurants, hotels, theatres, stadiums, etc. This policy can also be taken as an add-on to household insurance where such installations exist.
OFFICE CONTENTS INSURANCE POLICY
While there are many different policies for businesses, there is a unique policy specially designed and adapted for office contents. This policy was exclusively designed to insure the contents of bona-fide offices. Although we refer to office contents, contents of consulting rooms and professional practices may also be insured.
BUSINESS INTERRUPTIONS INSURANCE POLICY
Where business premises or property is destroyed or damaged by fire and/or allied perils, the resultant interruption to business may cause a disastrous trading loss, which an ordinary fire policy does not cover.
The Consequential Loss Policy is designed to provide indemnity against trading losses such as Gross Profit loss due to a reduction in the volume of trading, Professional Accountants Fees and All wages.
HOME INSURANCE POLICY
The Activa Householders provides cover for household goods and personal effects against fire and allied perils and theft through forcible entry or exit.
Houseowners’ policy provides cover for your building [s], fixtures and fittings against fire and allied perils and damage to the building as a result of attempted burglary through forcible entry or exit.
GOODS IN TRANSIT INSURANCE POLICY
This policy provides cover against loss or damage caused by an insured peril while the goods or part thereof are being loaded upon, carried by or unloaded from any insured vehicle anywhere within the specified geographical area.
ELECTRONIC EQUIPMENT INSURANCE POLICY
This policy provides owners and or financers with cover against unforeseen and sudden physical loss or damage from fire and allied perils, breakdown, short circuiting etc to equipment such as Computers, Medical, Bio-Medical, Micro Processors, Audio-visual equipment’s etc.
ENGINEERING CLASS OF BUSINESS
Activa presents the best and widest range of engineering insurances.
LIFE & MEDICAL INSURANCE
Life assurance policies are the various policies of insurance that may be used for the purpose of
life protection, investment or a combination of both and in respect of which the subject matter
of the contract relates to human duration of life.
We provide cover for Comprehensive, Third Party Fire & Theft as well as Third Party only for all types of vehicles.These are well underwritten policies which provide you with maximum own damage as well as liability cover.